1. The agreement

These Terms and Conditions are a binding agreement between you and Micro Squads (“Micro Squads”, “we”, “us”). They apply when you use this website, sign up for the training, pay any fee, or live in a squad house.

By submitting the signup form, paying the training fee, or moving into a squad house, you confirm that you have read these terms, that you accept them, and that you are entering into them on your own behalf.

If you do not accept these terms, do not sign up and do not pay. There is no other way to take part in the program.

Living in a squad house also requires a separate written occupancy agreement signed before move-in. Where that agreement and these terms conflict on a housing question, the occupancy agreement controls.

2. What the program is — and is not

Micro Squads is an educational and training program lasting twelve months. It may include instruction, coaching, access to software and data tools, community access, and — if you choose it — a private bedroom in a shared house with other participants.

The program is not, and must not be understood as:

an investment, a security, or an offer to sell a security;
a franchise, business opportunity, partnership, joint venture or agency;
an offer of employment, and nothing here creates an employment relationship;
a licensed real estate, brokerage, lending, legal, tax or financial service;
an interest of any kind in any property we own, lease, manage or feature;
a guarantee that you will complete any transaction or earn anything at all.

You are and remain an independent participant. You are solely responsible for your own business, your own licensing where the law requires it, your own taxes, and every decision you make.

3. No guarantee of results or income

We do not promise, project, or guarantee any income, profit, deal, transaction or outcome. Nothing said by us, by any coach, by any participant, or on any page of this website is a promise of earnings.

Real estate involves substantial risk, including the total loss of money you put in. Results depend on factors we do not control, including your effort, your skill, your capital, your credit, your market, timing, and general economic conditions. Many people who take training of this kind earn nothing.

Where any example, case study, figure or story appears anywhere in the program or on this site, it is illustrative only. It is not typical, it is not a promise, and you should not expect to replicate it.

You agree that you are not relying on any expectation of income, profit or result in deciding to pay for the program.

4. Not professional advice

The training is general education. It is not legal, tax, accounting, financial, investment, insurance, appraisal, brokerage or lending advice, and it is not tailored to your circumstances.

We are not your attorney, accountant, broker, lender, fiduciary or adviser, and no such relationship is created by these terms, by the training, by coaching, or by any conversation with us or with anyone in the community.

Before acting on anything you learn, consult a licensed professional in your jurisdiction. You are responsible for confirming that whatever you do complies with the laws, licensing requirements and regulations that apply to you.

5. Eligibility

You must be at least 18 years old and legally able to enter into contracts. You must give us accurate information and keep it current.

Squad house placement may be conditioned on a background check, references, an interview, or other screening, and on your compliance with the occupancy agreement and house rules. We may decline any application, or decline to place you in a particular house, for any lawful reason.

We do not discriminate on the basis of race, color, religion, sex, familial status, national origin, disability, or any other class protected by federal, state or local law.

6. Fees, billing and financing

There are two separate charges, and they are not the same thing:

The training fee — a one-time upfront amount covering the twelve-month program. This is what is charged at checkout.
The room fee — a monthly amount for a private bedroom in a squad house, payable across the term, only if you choose to live in one. It is not charged at checkout, it varies by house, and it is set out in the occupancy agreement.

Both amounts are confirmed to you in writing before your term begins. Prices, availability and house details may change at any time before you purchase.

Payments are processed by third-party providers. Where you pay through a financing provider such as Klarna or Afterpay, or by bank transfer, your agreement with that provider is separate from this one, and their terms, approval decisions, fees and interest are theirs, not ours.

You are responsible for any taxes, bank fees, returned-payment fees or financing charges arising from your payment.

7. No refunds and no cancellations

All sales are final. The training fee is non-refundable in whole and in part, and neither the training nor a squad house booking can be cancelled or refunded once purchased.

This applies whatever the reason, including if you change your mind, do not attend, stop participating, are removed for breach of these terms or of the house rules, move out of a squad house early, relocate, or are dissatisfied with the program.

Where you have chosen a squad house, your payment also removes that bedroom from availability, which is why the booking cannot be released back.

Room fees already paid for a month are not refunded or pro-rated if you leave during that month. Ending an occupancy does not end your obligations under the occupancy agreement, which sets out what you owe for the remainder of the term.

You agree not to initiate a chargeback or payment dispute in place of contacting us first. If you believe there has been a billing error, email support@microsquads.com and we will look at it. Nothing in this section waives any right you have that cannot be waived under the law that applies to you.

8. The training

We will make reasonable efforts to deliver the program described at the time you purchased. We may change the curriculum, the schedule, the format, the instructors, the tools, the platform and the delivery method — including moving sessions between in-person and online — where we consider it appropriate.

Access is personal to you. You may not share your access, credentials, materials or recordings with anyone, resell them, or use them to build or run a competing program.

Software, CRM, data and other tools may be provided by third parties and may change, be interrupted, or become unavailable. Access to a tool during the program does not entitle you to it afterwards.

We do not guarantee that any specific coach, instructor, participant, guest, session or feature will be available, and their unavailability is not a breach of these terms.

9. Squad houses and co-living

Living in a squad house is optional. The training can be taken virtually, and choosing not to live in a house does not change the training fee.

If you do take a bedroom, you will sign a separate occupancy agreement before move-in setting out the room fee, the term, the house rules, deposits if any, and what happens if you leave early. That agreement governs your occupancy. These terms do not create a lease or grant you any property interest.

You acknowledge and accept that a squad house is a shared home occupied by other adults, and that:

we do not supervise, monitor, control or police the day-to-day conduct of the people who live there;
housemates are not our employees or agents, and we are not responsible for what they say or do, including any dispute, harassment, theft, damage, injury or nuisance between residents;
we do not screen housemates for your protection and you should not treat any screening, background check or interview we carry out as a safety assurance to you;
you are responsible for your own personal property, for locking your room and the house, and for your own renters insurance, which we strongly recommend and do not provide;
you are responsible for your own health, medical and liability insurance;
bedrooms, furnishings, appliances, utilities and internet may vary between houses, may fail, and may be repaired or replaced on a reasonable timeframe rather than immediately;
we may move you to a different bedroom or a different house where reasonably necessary, including for maintenance, safety, occupancy or house-composition reasons;
guests, overnight visitors, pets, smoking, alcohol, firearms and subletting are governed by the house rules, and breaking those rules can end your occupancy.

Nothing in this section reduces any right or protection you have under the landlord-tenant, housing, habitability or consumer law of the state where the house is located.

10. Conduct, removal and suspension

You agree to behave lawfully, safely and respectfully toward staff, coaches, participants, housemates, neighbours and property. You must not harass, threaten, discriminate against or endanger anyone.

We may suspend or permanently remove you from the training, the community, and any squad house, with immediate effect, if you breach these terms or the house rules, if you put anyone at risk, if you engage in unlawful activity, or if your payment fails or is reversed.

Removal does not entitle you to a refund of any amount, and it does not release you from amounts already owed.

11. Assumption of risk and release

You understand that participating carries risks, including risks arising from travel, from visiting and inspecting properties, from construction and renovation sites, from vehicles, from communal living, and from interacting with other participants, sellers, contractors and members of the public.

You voluntarily assume all such risks, whether known or unknown, and you take part at your own risk.

To the fullest extent permitted by law, you release and discharge Micro Squads, its owners, officers, employees, coaches, contractors and affiliates from any claim, demand, liability or cause of action arising out of or relating to your participation, your occupancy of a squad house, or the acts or omissions of any other participant or housemate.

This release does not apply to liability that cannot lawfully be released, including our own gross negligence or wilful misconduct, or any liability for death or personal injury where the law does not permit its exclusion.

12. Indemnification

You agree to defend, indemnify and hold harmless Micro Squads and its owners, officers, employees, coaches, contractors and affiliates from and against any claim, damage, loss, liability, cost or expense — including reasonable legal fees — arising out of or relating to: your participation in the program; your occupancy of or conduct in a squad house; your use of this website; your real estate, business or financial activities; your breach of these terms, of the house rules or of the occupancy agreement; or your violation of any law or of anyone else's rights.

13. Limitation of liability

To the fullest extent permitted by law:

we are not liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, lost deals, lost data, lost opportunity, lost income or business interruption, even if we were told such damages were possible;
we are not liable for the acts or omissions of third parties, including other participants, housemates, guests, coaches who are independent contractors, landlords, property owners, contractors, lenders, financing providers, payment processors or software vendors;
our total aggregate liability for all claims relating to the program, a squad house, this website or these terms will not exceed the total amount you actually paid to us in the twelve months before the event giving rise to the claim.

Some jurisdictions do not allow certain limitations. Where that is so, the limitations above apply to the greatest extent those laws permit, and nothing here limits liability that cannot lawfully be limited.

14. Disclaimer of warranties

The program, the community, the tools, any squad house and this website are provided “as is” and “as available”. To the fullest extent permitted by law we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, title, non-infringement, and any warranty arising from course of dealing or trade usage.

We do not warrant that the program will meet your expectations, that it will be uninterrupted, timely, secure or error-free, or that any information provided is accurate, complete or current.

15. Third parties

The program and this site rely on third parties, including payment processors, financing providers, software and CRM vendors, data providers, mapping and hosting services, and property owners or managers. Their services are governed by their own terms and privacy policies.

We are not responsible for third-party acts, omissions, outages, decisions, pricing, data handling or content, and a third party's failure is not a breach of these terms by us.

16. Intellectual property

All training materials, curricula, recordings, templates, scripts, documents, software, branding and content are owned by us or our licensors. You receive a limited, personal, non-exclusive, non-transferable, revocable licence to use them for your own participation during the term.

You may not copy, record, reproduce, publish, distribute, resell, licence or create derivative works from them, or use them to train, coach or teach anyone else, without our prior written permission. This survives the end of your participation.

17. Communications, SMS and email

By giving us your details you agree that we may contact you about your application, your start date, your payment and the program.

If you tick the SMS consent box, you agree to receive text messages at the number you gave us. Consent to texts is not a condition of purchase. Message frequency varies, and message and data rates may apply. Reply STOP to opt out or HELP for help. Opting out of texts does not opt you out of essential emails about your purchase.

18. Privacy

We collect and use the information you give us to run the program, take payment, place you in a squad house, and contact you. We do not sell your personal information, and we do not share mobile opt-in data or consent with third parties for their own marketing.

Information may be shared with the service providers we rely on to operate — payment processors, financing providers, software and hosting vendors — only so far as they need it.

19. Disputes, arbitration and class waiver

If we cannot resolve it, any dispute arising out of or relating to these terms, the program, a squad house or this website will be resolved by final and binding individual arbitration, administered under the rules of a recognised arbitration body, before a single arbitrator, seated in Tarrant County, Texas.

You and we each waive the right to a jury trial and the right to participate in a class, collective or representative action. Claims may only be brought individually, not on behalf of a class.

Either party may still bring an individual claim in small claims court where it qualifies. Nothing here prevents either party from seeking injunctive relief to protect intellectual property or confidential information.

These terms are governed by the laws of the State of Texas, without regard to conflict-of-laws rules. Where a claim is not subject to arbitration, the courts located in Tarrant County, Texas have exclusive jurisdiction. Housing claims relating to a squad house are governed by the law of the state where that house is located, and nothing in this section removes a right you have under that law.

20. General

Changes. We may update these terms. The version in force is the one published here on the date you purchase or, for continuing obligations, the current version. Material changes will be posted with a new “last updated” date.

Severability. If any provision is held unenforceable, it is limited or removed to the minimum extent necessary and the rest stays in force.

No waiver. Our failure to enforce a provision is not a waiver of it.

Assignment. You may not assign or transfer your rights. We may assign ours in connection with a merger, acquisition or sale of assets.

Force majeure. We are not liable for failure or delay caused by events beyond our reasonable control, including natural disaster, fire, flood, storm, epidemic, utility or internet failure, labour dispute, or government action.

Entire agreement. These terms, together with any occupancy agreement and house rules you sign, are the entire agreement between us and replace any prior discussion, representation or understanding.

21. Contact

Questions about these terms, a billing issue, or anything you want resolved before it becomes a dispute — email us and a person will answer.

Micro Squads
support@microsquads.com

A postal address for formal notices is provided on request.